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The banking industry has been a pillar of the British and world economies for centuries, with London frequently described as the financial capital of the world. As businesses and individuals throughout the UK adapt to the realities of a cost-of-living crisis, interest rates at a level not seen for a generation and a spate of macroeconomic issues, we explore the impact this confluence of circumstances is having on the lending landscape in the country.

In this report, we share the results of our conversations with banks, alternative lenders and borrowers to understand the types of funding available to customers, which lenders are flourishing in the current climate and the extent to which clients are considering debt alternatives.

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